ZIP 95728 Property Distress & Foreclosure Data

Placer County, California's ZIP 95728 registers 24/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (93/100)). On the structural side it scores 53/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (53/100), institutional ownership (12/100). On the quiet end sit institutional ownership (12/100) and mortgage stress (7/100).

The peak-phase market in 95728 posted values that rose 1.1% over the year (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 75% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 38/100. 0.0% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. The ZIP holds roughly 1,161 housing units. Home values center near $949,100, an affordability ratio of 8.6× — stretched. Median household income is $113,224, above the U.S. median near $78,000. The vacancy rate is 77.9% — elevated. Owners hold 84% of homes, renters 16%. Population is roughly 593 with a median age of 49.

On the whole, 95728 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.