ZIP 95728 Foreclosure, Tax-Lien & Distress Report
Placer County, California · High Vacancy market
Composite property distress in 95728 (Placer County, California) lands at 23/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (93/100). Structural risk reads 52/100 against active distress of 2/100. The sharpest non-environmental signals are construction/permit lag (57/100), structural risk (52/100), institutional ownership (12/100). institutional ownership (12/100) and mortgage stress (7/100) stay muted.
Prices here sit in a contraction phase: values held roughly flat over the trailing year (phase confidence 11/100). A cooling market tends to open discount-to-value windows.
About 75% have a four-year degree. On demographic stress specifically, 95728 scores 38/100. 0.0% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. The ZIP holds roughly 1,161 housing units. Home values center near $949,100, an affordability ratio of 8.6× — stretched. At $113,224, median income runs above typical U.S. levels. The vacancy rate is 77.9% — elevated. 84% of housing is owner-occupied. Population is roughly 593 with a median age of 49.
On the whole, 95728 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 95728 at the moment; the composite and its components are still built from verifiable public records.
Whether 95728 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95728 can be compared directly against any other ZIP in Placer County, California or nationwide. Sparse data for 95728 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 for 95728 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 95728 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 95728’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 95728 distress snapshot
A live read on 95728: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Placer County
Related reports across Placer County, California
Further distress data across Placer County, California at ZIP, county and state level.
Get the full acquisition report for 95728
Pull every distressed parcel in 95728 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology