ZIP 96161 Property Distress & Foreclosure Data

In Nevada County, California, ZIP 96161 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (60/100), structural risk (47/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (6/100) stay muted. The latent-versus-live split is 47/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (91/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 4% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 18,794 housing units. Around 50% of renters are cost-burdened. About 60% have a four-year degree. 19,231 residents call 96161 home, typically aged 43. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. A median home runs $991,400 here, or 7.2 times local income. The vacancy rate is 58.8% — elevated. On demographic stress specifically, 96161 scores 43/100. Households earn a median $128,535 — above the roughly $78,000 national figure. The tenure split is 79% owner-occupied to 21% rented.

Taken together, 96161 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.