ZIP 95975 Property Distress & Foreclosure Data

Composite property distress in 95975 (Nevada County, California) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (45/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (89/100). The latent-versus-live split is 45/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 6% lower over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $74,954 — near the roughly $78,000 national figure. Roughly 8.0% live below the poverty line. Around 65% of renters are cost-burdened. The vacancy rate is 18.5% — elevated. About 22% have a four-year degree. On demographic stress specifically, 95975 scores 47/100. The tenure split is 84% owner-occupied to 16% rented. 1,615 residents call 95975 home, typically aged 39. A median home runs $652,600 here, or 7.8 times local income. The ZIP holds roughly 573 housing units.

Taken together, 95975 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.