ZIP 95945 Property Distress & Foreclosure Data

ZIP code 95945 in Nevada County, California carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 45/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (89/100). What sets it apart are the readings on construction/permit lag (69/100), structural risk (45/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 2% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

27,675 residents call 95945 home, typically aged 49. There are about 12,944 housing units across 95945. The tenure split is 56% owner-occupied to 44% rented. On demographic stress specifically, 95945 scores 48/100. A median home runs $539,500 here, or 8.1 times local income. Vacancy runs 8.0%. Households earn a median $61,068 — below the roughly $78,000 national figure. About 32% have a four-year degree. Rent burden reaches 54% of tenant households. Roughly 14.1% live below the poverty line.

Overall, 95945 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.