Nevada County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Nevada County, California? DLRadar grades every Nevada County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Nevada County breakdown.
- Nevada County's most distressed ZIP is 95977 at 24/100.
- 12 ZIP codes tracked in Nevada County, averaging 20/100 distress.
- Nevada County reads peak — home values up 0.4% year over year.
- Vacancy runs 23% across Nevada County's tracked ZIPs, with a 10.8% poverty rate.
- The typical Nevada County home is worth about $629,692 against a ~$89,326 median income.
- Lending headwind in Nevada County sits at 40/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 95977 | 24/100 |
| 2 | 95602 | 23/100 |
| 3 | 95728 | 23/100 |
| 4 | 96161 | 21/100 |
| 5 | 95945 | 18/100 |
| 6 | 95946 | 18/100 |
| 7 | 95949 | 18/100 |
| 8 | 95959 | 18/100 |
| 9 | 95960 | 18/100 |
| 10 | 95975 | 18/100 |
| 11 | 95986 | 18/100 |
| 12 | 96111 | 18/100 |
Most distressed ZIP codes in Nevada County (composite distress 0-100, 2026)
What is driving Nevada County distress
Nevada County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 20/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Nevada County market phase and pricing
Nevada County reads peak — home prices rose 0.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Nevada County
The Nevada County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
Card-free · live data across the whole platform for a week.
Questions and answers
Where is distress highest inside Nevada County, CA?
ZIP 95977 leads Nevada County at 24/100, recomputed monthly from public records.
Which phase does Nevada County sit in right now?
Phase for Nevada County: peak, tracking a 0.4% gain year over year, read off the FHFA index.
Where does the Nevada County data come from?
Each Nevada County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 12 local ZIPs and every other county in the country.
How much do distress scores vary between Nevada County ZIP codes?
Averaging the county conceals how uneven it is. Across the Nevada County ZIPs DLRadar ranks, scores run from 24/100 in 95977 down to 18/100 in 96111, against a Nevada County average of 20/100. That 6-point gap is why acquisition targeting in Nevada County works at ZIP level rather than county level.
What do Nevada County home values and vacancy say about distressed supply?
The typical Nevada County home carries about $629,692 of value against a median household income near $89,326. Vacancy across Nevada County's tracked ZIPs runs 23% and the poverty rate is 10.8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Nevada County's foreclosure and tax-lien record and its 40/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.