Nevada County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Nevada County, CA distress report, 2026: 12 ZIPs scored in Nevada, CA, Nevada, CA average 19/100; the top Nevada, CA ZIP is 95602 at 22/100; Nevada, CA market phase peak, Nevada, CA prices +0.4% year over year.
- Nevada, CA ranks #1,375 nationally (opportunity index); Nevada, CA #14 in California; Nevada, CA index 29.9.
- Nevada, CA ninety-day mortgage delinquency 0.3% in December 2025; Nevada, CA twelve-month change -0.2%.
- Nevada, CA ZIP phases: 10 peak, 2 contraction.
- Nevada, CA residential listings tracked: 79 across 8 ZIPs; Nevada, CA candidate listings 56.
- Nevada, CA HUD assisted properties: 2 with 176 units.
- Nevada, CA lenders on watch: 5; largest Nevada, CA footprint Tri Counties Bank (3 branches).
- Nevada, CA most distressed ZIP: 95602 at 22/100.
Nevada, CA figures: DLRadar distress index; Nevada, CA inputs: CFPB, FHFA, HUD, FDIC; Nevada, CA rebuilt as sources refresh.
| Rank | Nevada, CA ZIP | Score |
|---|---|---|
| 1 | 95602 | 22/100 |
| 2 | 95728 | 22/100 |
| 3 | 95977 | 22/100 |
| 4 | 96161 | 20/100 |
| 5 | 95945 | 17/100 |
| 6 | 95946 | 17/100 |
| 7 | 95949 | 17/100 |
| 8 | 95959 | 17/100 |
| 9 | 95960 | 17/100 |
| 10 | 95975 | 17/100 |
| 11 | 95986 | 17/100 |
| 12 | 96111 | 17/100 |
Most distressed Nevada, CA ZIPs (0-100, 2026)
Mortgage delinquency in Nevada, CA
0.3% of Nevada, CA mortgages were ninety-plus days late (Nevada, CA, December 2025); Nevada, CA thirty-to-eighty-nine days late: 1.9%; Nevada, CA twelve-month change -0.2%; Nevada, CA peak since 2008: 4.6% (July 2010); California overall 0.5%. Nevada, CA ninety-day series: Dec 24 0.5, Jan 25 0.5, Feb 25 0.5 (Nevada, CA), Mar 25 0.5, Apr 25 0.5, May 25 0.4 (Nevada, CA), Jun 25 0.5, Jul 25 0.5, Aug 25 0.4 (Nevada, CA), Sep 25 0.6, Oct 25 0.3, Nov 25 0.2 (Nevada, CA), Dec 25 0.3.
Opportunity index: Nevada, CA
Nevada, CA index 29.9, Nevada, CA phase early_signal; Nevada, CA primary driver vacancy, Nevada, CA second driver bank institutional. Nevada, CA components: property stress 22.5, foreclosure pressure 27.4, listing discounts 25.7, bank stress 63.0, insurance 0.0; Nevada, CA pulse 35.0; Nevada, CA capital opportunity 22.2.
ZIP market phases inside Nevada, CA
12 Nevada, CA ZIPs carry a price-cycle phase; Nevada, CA ZIPs by phase (Nevada, CA), deepest drawdown first: peak, +0.5% YoY, 1.3% off peak (Nevada, CA): 95977; peak, +0.2% YoY, 0.7% off peak (Nevada, CA): 95960; contraction, -0.3% YoY, 0.5% off peak (Nevada, CA): 95602, 95728; peak, +0.2% YoY, 0.3% off peak (Nevada, CA): 96161; peak, +0.4% YoY, 0.2% off peak (Nevada, CA): 95945, 95946, 95949, 95959, Nevada, CA 95975, 95986, 96111.
Residential listings by Nevada, CA ZIP
Nevada, CA ZIPs with the most tracked Nevada, CA residential listings: 95959 26 listings, 19 candidates, bank pressure 63; 95945 20 listings, 18 candidates, bank pressure 63; 95946 15 listings, 7 candidates, bank pressure 63; 95949 14 listings, 11 candidates, bank pressure 63 (Nevada, CA); 95975 2 listings, 0 candidates, bank pressure 63; 96161 2 listings, 1 candidates, bank pressure 64; 95986 0 listings, 0 candidates, bank pressure 63; 96111 0 listings, 0 candidates, bank pressure 63. Nevada, CA totals: 79 listings; Nevada, CA candidates 56; active ZIPs 1.
HUD assisted housing in Nevada, CA
2 assisted properties with 176 units sit in Nevada, CA; largest Nevada, CA properties: Berryhill Apartments (Grass Valley) 96 units; Eastridge Apartments (Grass Valley) 80 units.
Lenders with branches in Nevada, CA
Nevada, CA lenders by branch count: Tri Counties Bank (Nevada, CA): stress 49, 3 branches low in Nevada, CA; El Dorado Savings Bank Fsb (Nevada, CA): stress 59, 2 branches low in Nevada, CA; Westamerica Bank (Nevada, CA): stress 52, 2 branches low in Nevada, CA; River Valley Community Bank (Nevada, CA): stress 85, 1 branch low in Nevada, CA; Plumas Bank (Nevada, CA): stress 46, 1 branch low in Nevada, CA.
Vacancy and permits, Nevada, CA
11,444 of 54,309 Nevada, CA housing units are vacant; Nevada, CA permits, twelve months: 0 multifamily units in Nevada, CA, 202 one-to-four unit units.
Work Nevada, CA at the parcel level
Every Nevada, CA parcel carries owner and address; every Nevada, CA parcel carries APN; Nevada, CA distress scores sit on the Nevada, CA live board.
Nevada, CA figures refresh with each source.
Nevada, CA questions
Most distressed ZIP code in Nevada County, CA?
ZIP 95602 leads Nevada, CA at 22/100; next in Nevada, CA: 95728 at 22/100; the Nevada, CA average is 19/100.
Where does Nevada County, CA rank for investment opportunity?
Nevada, CA is #1,375 among all ranked counties, #14 in California; the Nevada, CA driver is vacancy; Nevada, CA moved down 250 places.
How many mortgages are delinquent in Nevada County, CA?
0.3% of Nevada, CA mortgages were ninety-plus days late in December 2025; the Nevada, CA peak since 2008 was 4.6%.
Which banks lend in Nevada County, CA?
5 watched lenders hold Nevada, CA branches; the largest Nevada, CA footprints are Tri Counties Bank (3), El Dorado Savings Bank Fsb (2), Westamerica Bank (2).
More on Nevada, CA
Nevada County, CA distress report: public-record figures for Nevada, CA; not legal advice for Nevada, CA; not tax or investment advice; verify every Nevada, CA record before acting.