ZIP 95977 Property Distress & Foreclosure Data

ZIP code 95977 in Yuba County, California carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (83/100), structural risk (54/100), institutional ownership (10/100). On the quiet end sit institutional ownership (10/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (85/100)). On the structural side it scores 54/100, with 2/100 of stress already active.

The peak-phase market in 95977 posted values that held roughly flat over the year, and 12% lower over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $100,909, above the U.S. median near $78,000. 9.6% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. The vacancy rate is 15.2% — elevated. Population is roughly 1,738 with a median age of 43. Owners hold 98% of homes, renters 2%. The ZIP holds roughly 830 housing units. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 18% bachelor's-or-above. Home values center near $441,700, an affordability ratio of 4.4×.

On the whole, 95977 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.