ZIP 95692 Foreclosure, Tax-Lien & Distress Report
Yuba County, California · Distress market
ZIP code 95692 in Yuba County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (59/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (82/100), flood (NFIP) exposure (65/100). Structural exposure scores 59 and live distress 2 on the 0–100 scale.
Prices here sit in a peak phase: values rose 0.6% over the trailing year, 2.0% off the recent peak, and 1% higher over three years (phase confidence 8/100). Topping markets hide individual distress behind strong averages.
66% of housing is owner-occupied. 9.1% of residents fall below the poverty threshold. At $86,488, median income runs near typical U.S. levels. The ZIP holds roughly 1,845 housing units. The typical home is worth about $471,800 (5.2× income). Educational attainment sits at 21% bachelor's-or-above. Rent burden reaches 40% of tenant households. The demographic-stress sub-score lands at 36/100. The vacancy rate is 2.0%. 4,966 residents call 95692 home, typically aged 39.
Overall, 95692 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 95692 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Yuba County, California and the nation. Where the public record is thin for 95692, the field stays empty rather than modeled, and fills in as new documents post.
The 26/100 figure for 95692 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 95692 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 95692
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 95692 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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See every distressed parcel in 95692
See who owns each distressed property in 95692, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology