ZIP 95674 Foreclosure, Tax-Lien & Distress Report

In Sutter County, California, ZIP 95674 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in structural risk (48/100), institutional ownership (38/100), mortgage stress (16/100). institutional ownership (38/100) and mortgage stress (16/100) stay muted. Latent structural risk is 48/100 while live distress already moving reads 5/100. Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (74/100)).

The peak-phase market in 95674 posted values that rose 0.6% over the year, 2.0% off the recent peak, and 56% higher over three years, at 8/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $109,063, median income runs above typical U.S. levels. Around 37% of renters are cost-burdened. The poverty rate is 9.4%. The vacancy rate is 14.1% — elevated. Population is roughly 992 with a median age of 38. On demographic stress specifically, 95674 scores 37/100. Educational attainment sits at 22% bachelor's-or-above. There are about 366 housing units across 95674. Owners hold 75% of homes, renters 25%. Home values center near $542,800, an affordability ratio of 5.4×.

Taken together, 95674 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 95674 at the moment; the composite and its components are still built from verifiable public records.

The 95674 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 95674 stays directly comparable to neighboring ZIPs and the rest of Sutter County, California. Nothing here is interpolated — where a source is thin for 95674, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 95674 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 95674 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.