Sutter County, CA: Foreclosures, Tax Liens & Distressed Properties
Sutter County, CA, California: 14 ZIP codes scored, Sutter County, CA averaging 23/100 (low, Sutter, CA), from 18 to 33. Sutter County, CA is in its peak phase (Sutter, CA confidence 8/100): Sutter, CA home prices up 0.6% (Sutter, CA) over twelve months, 2.0% under their peak. Sutter County, CA lender headwind: 33/100.
Highest-scoring Sutter County, CA ZIPs: 95948 (33/100), 95626 (26/100), 95837 (26/100), 95692 (24/100), 95668 (23/100), 95659 (22/100). Also scored in Sutter County, CA: 95674, 95676, 95953, 95957, 95982, 95991, 95993, 95645.
Across Sutter County, CA's scored ZIPs: median home value $509,146, household income $76,297, 9.6% vacancy, 14.5% poverty, 64% owner-occupied, median age 40.1.
Sutter County, CA insurance distress 59/100 (#922 in the US); FEMA hazard 50/100 for Sutter, CA; 3 federal disaster declarations in Sutter County, CA since 2023; 4 Sutter, CA NFIP flood claims, $87K paid; Sutter, CA construction distress 3/100.
12 banks with 14 branches lend in Sutter County, CA; Sutter, CA weighted bank stress 59/100, highest 85/100 in Sutter, CA.
Sutter County, CA unemployment 7.4% (Sutter, CA -2.7 pts, six months); 418 new housing units permitted in Sutter County, CA over twelve months, Sutter, CA up 410% from 82; Sutter, CA home prices +5.8% a year (Sutter, CA) over three years.
34,798 housing units in Sutter County, CA; 13,568 Sutter, CA renter households; 49% of Sutter, CA renters spend 30%+ of income on rent, 20% (Sutter, CA) half or more.
Sutter County, CA ranks #2,818 nationally on the opportunity index (Sutter, CA, among all ranked counties); Sutter, CA scores 24.3/100 and Sutter, CA sits #46 inside California. Sutter, CA is in the weak opportunity phase; Sutter, CA's primary driver is bank institutional, Sutter, CA second driver listings discount; Sutter, CA moved up 276 places. 17 short-sale listings across Sutter, CA; 81 days on market observed in Sutter, CA; 4.1% vacancy over 14 Sutter, CA ZIPs.
No CFPB county sample covers Sutter County, CA. The metro area reading for Sutter, CA (Yuba City, CA): 0.7% ninety-plus days late; Sutter, CA's thirty-to-eighty-nine share is 1.8% (Sutter, CA, December 2025 data); California overall 0.5%.
Sutter County, CA has 6 watched banks; 6 Sutter, CA banks sit in an elevated band. Sutter, CA footprints: River Valley Community Bank (1 branch, stress 85) in Sutter, CA; Mechanics Bank (1 branch, stress 59) in Sutter, CA; Five Star Bank (1 branch, stress 59) in Sutter, CA.
1,506 of the 34,798 housing units in Sutter, CA sit vacant. Sutter County, CA permitted 225 multifamily units in twelve months; Sutter, CA's one-to-four unit structures added 193 units in Sutter County, CA.