ZIP 95659 Foreclosure, Tax-Lien & Distress Report
Sutter County, California · Distress market
Scored on a fixed 0-100 scale, 95659 (Sutter County, California) returns a low composite of 22/100. On the structural side it scores 48/100, with 5/100 of stress already active. Its standout signals are structural risk (48/100), institutional ownership (38/100), mortgage stress (16/100). institutional ownership (38/100) and mortgage stress (16/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (73/100)).
The peak-phase market in 95659 posted values that rose 0.6% over the year, 2.0% off the recent peak, and 47% higher over three years, at 8/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 9.5%. There are about 281 housing units across 95659. Owners hold 73% of homes, renters 27%. On demographic stress specifically, 95659 scores 39/100. About 673 people live here, median age 41. Around 13% of renters are cost-burdened. The typical home is worth about $536,900 (7.4× income, severely stretched). Educational attainment sits at 25% bachelor's-or-above. Median household income is $67,188, below the U.S. median near $78,000. Roughly 11.9% live below the poverty line.
Net-net, 95659 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 95659 is not published yet -- the ZIP-level readings above remain fully sourced.
The 95659 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 95659 stays directly comparable to neighboring ZIPs and the rest of Sutter County, California. Nothing here is interpolated — where a source is thin for 95659, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
95659's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 95659 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 95659
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 95659 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 95659, drawn from the same report attached to each property.
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Keep exploring California distress
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Open the complete 95659 acquisition file
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Each signal above is traceable to an open dataset · methodology