ZIP 95957 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95957 (Sutter County, California) returns a low composite of 22/100. The pressure is most legible in structural risk (47/100), institutional ownership (37/100), mortgage stress (16/100). institutional ownership (37/100) and mortgage stress (16/100) stay muted. Latent structural risk is 47/100 while live distress already moving reads 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), flood (NFIP) exposure (74/100).

The market reads peak — home values rose 0.5% year on year, 1.9% off the recent peak (phase confidence 8/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $79,375, median income runs near typical U.S. levels. Home values center near $336,200, an affordability ratio of 3.7× — accessible. Rent burden reaches 11% of tenant households. The vacancy rate is 17.6% — elevated. 9.5% of residents fall below the poverty threshold. Around 25% of adults hold a bachelor's degree or higher. The ZIP holds roughly 325 housing units. The tenure split is 61% owner-occupied to 40% rented. The demographic-stress sub-score lands at 29/100. Population is roughly 770 with a median age of 38.

Taken together, 95957 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 95957 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 95957 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 95957 stays directly comparable to neighboring ZIPs and the rest of Sutter County, California. The score is rebuilt from public data as it updates, so 95957 reflects the current record instead of a stale or modeled snapshot.

95957's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 95957 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.