ZIP 95912 Property Distress & Foreclosure Data

Colusa County, California's ZIP 95912 registers 27/100 composite distress, which DLRadar reads as low. Structural risk reads 63/100 against active distress of 2/100. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (63/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (81/100), flood (NFIP) exposure (69/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 2% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,679 housing units across 95912. The tenure split is 68% owner-occupied to 32% rented. Households earn a median $80,893 — near the roughly $78,000 national figure. On demographic stress specifically, 95912 scores 34/100. A median home runs $435,800 here, or 5.3 times local income. Rent burden reaches 19% of tenant households. Vacancy runs 5.3%. About 11% have a four-year degree. 5,048 residents call 95912 home, typically aged 36. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas.

Overall, 95912 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.