ZIP 95961 Property Distress & Foreclosure Data

Composite property distress in 95961 (Yuba County, California) lands at 26/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (82/100), flood (NFIP) exposure (65/100). The sharpest non-environmental signals are construction/permit lag (85/100), structural risk (59/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. Structural exposure scores 59 and live distress 2 on the 0–100 scale.

The market reads contraction — home values fell 0.6% year on year, and 1% higher over three years, at 27/100 phase confidence. A cooling market tends to open discount-to-value windows.

The typical home is worth about $435,500 (4.7× income). The poverty rate is 10.2%. There are about 10,866 housing units across 95961. Rent burden reaches 37% of tenant households. 72% of housing is owner-occupied. Around 18% of adults hold a bachelor's degree or higher. About 33,439 people live here, median age 32. The demographic-stress sub-score lands at 35/100. Vacancy runs 4.9%. At $85,404, median income runs near typical U.S. levels.

Net-net, 95961 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.