Yuba County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Yuba County, California? DLRadar grades every Yuba County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Yuba County breakdown.
- Yuba County's most distressed ZIP is 95966 at 33/100.
- 18 ZIP codes tracked in Yuba County, averaging 27/100 distress.
- Yuba County reads peak — home values up 0.6% year over year, 2.0% off peak.
- Vacancy runs 20.9% across Yuba County's tracked ZIPs, with a 19.8% poverty rate.
- The typical Yuba County home is worth about $416,493 against a ~$72,727 median income.
- Lending headwind in Yuba County sits at 57/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 95966 | 33/100 |
| 2 | 95914 | 32/100 |
| 3 | 95930 | 32/100 |
| 4 | 95941 | 32/100 |
| 5 | 95692 | 26/100 |
| 6 | 95901 | 26/100 |
| 7 | 95903 | 26/100 |
| 8 | 95918 | 26/100 |
| 9 | 95919 | 26/100 |
| 10 | 95925 | 26/100 |
| 11 | 95935 | 26/100 |
| 12 | 95961 | 26/100 |
Most distressed ZIP codes in Yuba County (composite distress 0-100, 2026)
What is driving Yuba County distress
Yuba County's placement in the national index rests on public filings — a 27/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Yuba County market phase and pricing
Phase for Yuba County: peak (+0.6% YoY, 2.0% off peak). As pricing power fades, listings sit longer and sellers become reachable.
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Common questions
What is the hardest-hit ZIP in Yuba County?
ZIP 95966 leads Yuba County at 33/100, recomputed monthly from public records.
Where is Yuba County in the housing cycle?
The market phase for Yuba County is peak, prices rising 0.6% on the year — derived from the FHFA House Price Index path.
Can the Yuba County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 18 Yuba County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Yuba County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Yuba County ZIPs DLRadar ranks, scores run from 33/100 in 95966 down to 26/100 in 95961, against a Yuba County average of 27/100. That 7-point gap is why acquisition targeting in Yuba County works at ZIP level rather than county level.
What do Yuba County home values and vacancy say about distressed supply?
The typical Yuba County home carries about $416,493 of value against a median household income near $72,727. Vacancy across Yuba County's tracked ZIPs runs 20.9% and the poverty rate is 19.8%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Yuba County's foreclosure and lien data and its 57/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.