ZIP 95946 Foreclosure, Tax-Lien & Distress Report
Nevada County, California · High Vacancy market
ZIP 95946's composite property-distress score is 18/100 - DLRadar classes that as low for Nevada County, California. Its heaviest discrete signals: construction/permit lag (42/100), structural risk (38/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (89/100). The split runs 38/100 structural to 2/100 active on the ground.
The peak-phase market in 95946 posted values that held roughly flat over the year, and 2% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $84,700 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 39/100. There are about 4,504 housing units across 95946. The vacancy rate is 13.8% — elevated. 9,448 residents call 95946 home, typically aged 57. Educational attainment sits at 35% bachelor's-or-above. Around 50% of renters are cost-burdened. 82% of housing is owner-occupied. 11.7% of residents fall below the poverty threshold. A median home runs $565,700 here, or 6.3 times local income.
Net-net, 95946 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95946 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 95946 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 95946 stays directly comparable to neighboring ZIPs and the rest of Nevada County, California. The score is rebuilt from public data as it updates, so 95946 reflects the current record instead of a stale or modeled snapshot.
Each component behind 95946 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Practically, 95946 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 95946
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 95946 by the numbers
The live 95946 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nevada County ZIPs near 95946
Related reports across Nevada County, California
Further distress data across Nevada County, California at ZIP, county and state level.
Get the full acquisition report for 95946
See who owns each distressed property in 95946, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology