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ZIP 95946 Foreclosure, Tax-Lien & Distress Report

Nevada County, California · High Vacancy market

ZIP 95946's composite property-distress score is 17/100 - DLRadar classes that as low for Nevada County, California. Its heaviest discrete signals: construction/permit lag (38/100), structural risk (37/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). It additionally carries heavy environmental risk: climate & FEMA risk (89/100). The split runs 37/100 structural to 2/100 active on the ground.

The peak-phase market in 95946 posted values that held roughly flat over the year, and 2% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $84,700 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 39/100. There are about 4,504 housing units across 95946. The vacancy rate is 13.8% — elevated. 9,448 residents call 95946 home, typically aged 57. Educational attainment sits at 35% bachelor's-or-above. Around 50% of renters are cost-burdened. 82% of housing is owner-occupied. 11.7% of residents fall below the poverty threshold. A median home runs $565,700 here, or 6.3 times local income.

Net-net, 95946 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95946 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 95946 read uses the identical scoring model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 95946 stays directly comparable to neighboring ZIPs and the rest of Nevada County, California. The score is rebuilt from public data as it updates, so 95946 reflects the current record instead of a stale or modeled snapshot.

Each component behind 95946 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. Practically, 95946 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

17/100
Composite stress
37/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 95946

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk89
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 95946 by the numbers

The live 95946 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nevada County ZIPs near 95946

Nearest ZIP codes to 95946

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Nevada County, California

Further distress data across Nevada County, California at ZIP, county and state level.

Get the full acquisition report for 95946

See who owns each distressed property in 95946, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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