ZIP 95946 Property Distress & Foreclosure Data

In Nevada County, California, ZIP 95946 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (69/100), structural risk (45/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (89/100). The latent-versus-live split is 45/100 structural and 2/100 already moving.

The market reads peak — home values rose 1.2% year on year, and 2% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

At $84,700, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 39/100. The ZIP holds roughly 4,504 housing units. The vacancy rate is 13.8% — elevated. About 9,448 people live here, median age 57. Around 35% of adults hold a bachelor's degree or higher. Around 50% of renters are cost-burdened. 82% of housing is owner-occupied. The poverty rate is 11.7%. The typical home is worth about $565,700 (6.3× income).

Net-net, 95946 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.