ZIP 95986 Property Distress & Foreclosure Data
ZIP code 95986 in Nevada County, California carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (69/100), structural risk (45/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100). The latent-versus-live split is 45/100 structural and 0/100 already moving. Environmental exposure also runs high (climate & FEMA risk (89/100)).
The peak-phase market in 95986 posted values that rose 1.2% over the year (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 110 with a median age of 61. 22.7% of residents fall below the poverty threshold. Owners hold 62% of homes, renters 38%. Around 100% of renters are cost-burdened. Home values center near $323,900. The ZIP holds roughly 59 housing units. DLRadar's demographic-stress index for the area reads 52/100. The vacancy rate is 31.1% — elevated. Educational attainment sits at 7% bachelor's-or-above.
On the whole, 95986 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 95986
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Nevada County
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Deterministic. Every signal traces to a public dataset · methodology