ZIP 95986 Foreclosure, Tax-Lien & Distress Report

Nevada County, California's ZIP 95986 registers 18/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (42/100), structural risk (38/100), institutional ownership (3/100). On the quiet end sit structural risk (38/100) and institutional ownership (3/100). Structurally it carries 38/100, against 0/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (89/100)).

The market reads peak — home values held roughly flat year on year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 110 people live here, median age 61. Roughly 22.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 62% of housing is owner-occupied. Around 100% of renters are cost-burdened. The typical home is worth about $323,900. The ZIP holds roughly 59 housing units. The demographic-stress sub-score lands at 52/100. Vacancy runs 31.1%, above the national norm and a classic distress-and-opportunity signal. Around 7% of adults hold a bachelor's degree or higher.

Taken together, 95986 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 95986 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95986 can be compared directly against any other ZIP in Nevada County, California or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 95986 shows blanks, not estimates, wherever the record is sparse.

The 18/100 figure for 95986 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 95986 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.