ZIP 95959 Foreclosure, Tax-Lien & Distress Report

ZIP 95959's composite property-distress score is 18/100 - DLRadar classes that as low for Nevada County, California. What sets it apart are the readings on construction/permit lag (42/100), structural risk (38/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. The split runs 38/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (89/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 2% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 42/100. About 45% have a four-year degree. Households earn a median $79,509 — near the roughly $78,000 national figure. The typical home is worth about $627,100 (7.6× income, severely stretched). Roughly 10.2% live below the poverty line. About 18,017 people live here, median age 54. The ZIP holds roughly 8,815 housing units. Vacancy runs 17.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 47% of tenant households. Owners hold 77% of homes, renters 23%.

On the whole, 95959 leans distressed, with opportunity clustered in specific stressed parcels. 95959 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 95959 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Nevada County, California and the nation. Nothing here is interpolated — where a source is thin for 95959, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

95959's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 95959 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.