ZIP 95959 Property Distress & Foreclosure Data

ZIP code 95959 in Nevada County, California carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (69/100), structural risk (45/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). On the structural side it scores 45/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (89/100)).

The peak-phase market in 95959 posted values that rose 1.2% over the year, and 2% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 42/100. Educational attainment sits at 45% bachelor's-or-above. Median household income is $79,509, near the U.S. median near $78,000. Home values center near $627,100, an affordability ratio of 7.6× — stretched. 10.2% of residents fall below the poverty threshold. Population is roughly 18,017 with a median age of 54. The ZIP holds roughly 8,815 housing units. The vacancy rate is 17.9% — elevated. Around 47% of renters are cost-burdened. Owners hold 77% of homes, renters 23%.

On the whole, 95959 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.