ZIP 96140 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 96140 in Placer County, California comes in at 25, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (65/100). The most distinctive pressure shows up in construction/permit lag (58/100), structural risk (55/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). The latent-versus-live split is 55/100 structural and 2/100 already moving.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 0% lower over three years (phase confidence 12/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Home values center near $932,200, an affordability ratio of 4.7×. The poverty rate is 2.4% — low. The vacancy rate is 72.6% — elevated. The ZIP holds roughly 1,732 housing units. Owners hold 89% of homes, renters 11%. DLRadar's demographic-stress index for the area reads 35/100. 1,099 residents call 96140 home, typically aged 46. Median household income is $185,104, above the U.S. median near $78,000. Around 53% of renters are cost-burdened. Around 66% of adults hold a bachelor's degree or higher.

Taken together, 96140 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 96140 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 96140's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 96140, the field stays empty rather than modeled, and fills in as new documents post.

96140's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 96140 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.