Placer County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Placer County, California? DLRadar grades every Placer County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Placer County breakdown.
- Placer County's most distressed ZIP is 95603 at 25/100.
- 34 ZIP codes tracked in Placer County, averaging 25/100 distress.
- Placer County reads contraction — home values down 0.5% year over year, 0.6% off peak.
- Vacancy runs 31.4% across Placer County's tracked ZIPs, with a 7.7% poverty rate.
- The typical Placer County home is worth about $734,950 against a ~$117,301 median income.
- Lending headwind in Placer County sits at 55/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 95603 | 25/100 |
| 2 | 95604 | 25/100 |
| 3 | 95626 | 25/100 |
| 4 | 95631 | 25/100 |
| 5 | 95648 | 25/100 |
| 6 | 95650 | 25/100 |
| 7 | 95658 | 25/100 |
| 8 | 95661 | 25/100 |
| 9 | 95663 | 25/100 |
| 10 | 95668 | 25/100 |
| 11 | 95677 | 25/100 |
| 12 | 95678 | 25/100 |
Most distressed ZIP codes in Placer County (composite distress 0-100, 2026)
What is driving Placer County distress
Placer County's placement in the national index rests on public filings — a 25/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Placer County market phase and pricing
DLRadar places Placer County in contraction; prices moved down 0.5% over the year and remain 0.6% under peak. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Placer County
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Questions about this county
What is the most distressed ZIP code in Placer County, CA?
ZIP 95603 leads Placer County at 25/100, recomputed monthly from public records.
Which phase does Placer County sit in right now?
Placer County currently sits in contraction, with values down 0.5% year on year, based on FHFA price-index trajectory.
Which datasets feed the Placer County scores?
The inputs are all public: FHFA for the contraction path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 34 ZIP codes in Placer County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Placer County ZIP codes?
One county number flattens a wide range. Across the Placer County ZIPs DLRadar ranks, scores run from 25/100 in 95603 down to 25/100 in 95678, against a Placer County average of 25/100. Those 0 points separate the ZIPs worth working in Placer County from the rest.
What do Placer County home values and vacancy say about distressed supply?
The typical Placer County home carries about $734,950 of value against a median household income near $117,301. Vacancy across Placer County's tracked ZIPs runs 31.4% and the poverty rate is 7.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Placer County's foreclosure and lien filings and its 55/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.