ZIP 95722 Property Distress & Foreclosure Data

Composite property distress in 95722 (Placer County, California) lands at 25/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (66/100)). The latent-versus-live split is 56/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100).

The peak-phase market in 95722 posted values that rose 1.0% over the year, and 1% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $101,023, above the U.S. median near $78,000. 3.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 35/100. Educational attainment sits at 44% bachelor's-or-above. Around 46% of renters are cost-burdened. The vacancy rate is 6.8%. Owners hold 88% of homes, renters 12%. Population is roughly 4,439 with a median age of 59. Home values center near $697,800, an affordability ratio of 6.7×. The ZIP holds roughly 1,890 housing units.

On balance 95722 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.