ZIP 95722 Foreclosure, Tax-Lien & Distress Report
Placer County, California · Cooling Market market
Composite property distress in 95722 (Placer County, California) lands at 23/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (63/100). The latent-versus-live split is 52/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (52/100), construction/permit lag (46/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low.
The contraction-phase market in 95722 posted values that held roughly flat over the year, and 1% higher over three years, at 12/100 phase confidence. A cooling market tends to open discount-to-value windows.
Households earn a median $101,023 — above the roughly $78,000 national figure. Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 35/100. About 44% have a four-year degree. Rent burden reaches 46% of tenant households. The vacancy rate is 6.8%. 88% of housing is owner-occupied. About 4,439 people live here, median age 59. Home values center near $697,800, an affordability ratio of 6.7×. There are about 1,890 housing units across 95722.
On the whole, 95722 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 95722 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 95722 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 95722, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 95722 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 95722 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 95722’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 95722 by the numbers
The live 95722 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Placer County ZIP codes
Nearest ZIP codes to 95722
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Placer County, California at ZIP, county and state level.
Unlock parcel-level detail for ZIP 95722
The full 95722 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology