ZIP 95677 Foreclosure, Tax-Lien & Distress Report

Placer County, California's ZIP 95677 registers 25/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (65/100)). Leading the profile are construction/permit lag (58/100), structural risk (55/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (8/100) register low. Latent structural risk is 55/100 while live distress already moving reads 2/100.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 1% higher over three years (phase confidence 12/100). A cooling market tends to open discount-to-value windows.

Population is roughly 28,873 with a median age of 38. Owners hold 68% of homes, renters 32%. The demographic-stress sub-score lands at 36/100. Rent burden reaches 46% of tenant households. Home values center near $654,200, an affordability ratio of 6.0×. About 44% have a four-year degree. Vacancy runs 3.3%. The ZIP holds roughly 11,364 housing units. The poverty rate is 8.0%. At $104,985, median income runs above typical U.S. levels.

Taken together, 95677 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 95677 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 95677 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 95677 stays directly comparable to neighboring ZIPs and the rest of Placer County, California. Where the public record is thin for 95677, the field stays empty rather than modeled, and fills in as new documents post.

95677's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 95677 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.