ZIP 95677 Property Distress & Foreclosure Data

DLRadar grades ZIP 95677 (Placer County, California) at a low 25/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (66/100)). Property-level stress concentrates in construction/permit lag (59/100), structural risk (56/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (8/100). Structural risk reads 56/100 against active distress of 2/100.

The peak-phase market in 95677 posted values that rose 1.0% over the year, and 1% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 28,873 with a median age of 38. Owners hold 68% of homes, renters 32%. DLRadar's demographic-stress index for the area reads 36/100. Rent burden reaches 46% of tenant households. Home values center near $654,200, an affordability ratio of 6.0×. Educational attainment sits at 44% bachelor's-or-above. Vacancy runs 3.3%. There are about 11,364 housing units across 95677. 8.0% of residents fall below the poverty threshold. Median household income is $104,985, above the U.S. median near $78,000.

On balance 95677 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.