ZIP 89521 Foreclosure, Tax-Lien & Distress Report

ZIP code 89521 in Washoe County, Nevada carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (73/100), structural risk (59/100), institutional ownership (41/100). On the quiet end sit mortgage stress (16/100). Climate and flood risk are elevated too — climate & FEMA risk (69/100). Structurally it carries 59/100, against 5/100 of stress already in motion.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 12% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 17,782 housing units across 89521. Rent burden reaches 33% of tenant households. Vacancy runs 4.6%. About 50% have a four-year degree. Owners hold 72% of homes, renters 28%. DLRadar's demographic-stress index for the area reads 31/100. Roughly 8.0% live below the poverty line. 40,537 residents call 89521 home, typically aged 41. Households earn a median $125,505 — above the roughly $78,000 national figure. The typical home is worth about $667,700 (5.0× income).

On balance 89521 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 89521 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 89521 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 89521 stays directly comparable to neighboring ZIPs and the rest of Washoe County, Nevada. Where the public record is thin for 89521, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 figure for 89521 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 89521 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.