ZIP 89428 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 89428 (Lyon County, Nevada) at a low 20/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (49/100), structural risk (45/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100). Latent structural risk is 45/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (73/100)).

Prices here sit in a peak phase: values rose 3.2% over the trailing year (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 73 housing units. About 124 people live here, median age 26. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 0% of tenant households. On demographic stress specifically, 89428 scores 27/100. Owners hold 75% of homes, renters 25%. At $78,125, median income runs near typical U.S. levels. Vacancy runs 29.0%, above the national norm and a classic distress-and-opportunity signal. About 29% have a four-year degree. The typical home is worth about $331,000 (4.5× income).

Taken together, 89428 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 89428 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 89428 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 89428 stays directly comparable to neighboring ZIPs and the rest of Lyon County, Nevada. Nothing here is interpolated — where a source is thin for 89428, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 89428 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Treat 89428 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.