ZIP 89403 Foreclosure, Tax-Lien & Distress Report

In Lyon County, Nevada, ZIP 89403 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (65/100). Its heaviest discrete signals: construction/permit lag (49/100), structural risk (41/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (5/100) register low. Structural risk reads 41/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 1% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Population is roughly 17,391 with a median age of 47. Median household income is $87,226, near the U.S. median near $78,000. The tenure split is 83% owner-occupied to 17% rented. There are about 7,012 housing units across 89403. Vacancy runs 4.6%. 5.0% of residents fall below the poverty threshold. The typical home is worth about $428,000 (4.5× income). The demographic-stress sub-score lands at 29/100. Around 25% of renters are cost-burdened. Around 20% of adults hold a bachelor's degree or higher.

On balance, 89403 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 89403 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 89403 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Lyon County, Nevada and the nation. Sparse data for 89403 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 89403 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. The point of the 89403 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.