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ZIP 89408 Foreclosure, Tax-Lien & Distress Report

Churchill County, Nevada · Distress market

DLRadar grades ZIP 89408 (Churchill County, Nevada) at a minimal 14/100 for overall property distress. Structural exposure scores 31 and live distress 1 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (46/100), structural risk (31/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100).

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 3% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $87,723, above the U.S. median near $78,000. The poverty rate is 11.3%. Vacancy runs 3.9%. The tenure split is 70% owner-occupied to 30% rented. Rent burden reaches 40% of tenant households. Around 16% of adults hold a bachelor's degree or higher. A median home runs $366,500 here, or 4.0 times local income. There are about 9,276 housing units across 89408. On demographic stress specifically, 89408 scores 33/100. 24,025 residents call 89408 home, typically aged 36.

On balance 89408 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 89408 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 89408's 14/100 can be lined up against any neighbor in Churchill County, Nevada or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 89408, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

89408's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 89408 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

14/100
Composite stress
31/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 89408

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk55
Nine more distress signals are scored here

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

89408 at a glance

The live 89408 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Each signal above is traceable to an open dataset · methodology

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