ZIP 89523 Property Distress & Foreclosure Data

ZIP code 89523 in Washoe County, Nevada carries a composite property-distress score of 38/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (84/100), structural risk (84/100), institutional ownership (68/100). By contrast, mortgage stress (26/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (97/100), flood (NFIP) exposure (73/100). On the structural side it scores 84/100, with 8/100 of stress already active.

The market reads peak — home values rose 2.4% year on year, and 6% higher over three years (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 7.0% — low. About 37,167 people live here, median age 41. At $97,384, median income runs above typical U.S. levels. Around 46% of adults hold a bachelor's degree or higher. Around 38% of renters are cost-burdened. The ZIP holds roughly 17,027 housing units. 61% of housing is owner-occupied. The typical home is worth about $607,300 (5.8× income). The demographic-stress sub-score lands at 35/100. The vacancy rate is 4.0%.

Net-net, 89523 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.