ZIP 89523 Foreclosure, Tax-Lien & Distress Report
Washoe County, Nevada · Distress market
ZIP code 89523 in Washoe County, Nevada carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic distress index. Its heaviest discrete signals: structural risk (81/100), institutional ownership (69/100), construction/permit lag (69/100). By contrast, mortgage stress (26/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (100/100), climate & FEMA risk (97/100), flood (NFIP) exposure (71/100). The latent-versus-live split is 81/100 structural and 8/100 already moving.
The peak-phase market in 89523 posted values that rose 3.2% over the year, and 6% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The poverty rate is 7.0% — low. About 37,167 people live here, median age 41. Households earn a median $97,384 — above the roughly $78,000 national figure. Educational attainment sits at 46% bachelor's-or-above. Around 38% of renters are cost-burdened. The ZIP holds roughly 17,027 housing units. The tenure split is 61% owner-occupied to 39% rented. A median home runs $607,300 here, or 5.8 times local income. DLRadar's demographic-stress index for the area reads 35/100. The vacancy rate is 4.0%.
Net-net, 89523 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 89523 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 89523 runs through one identical scoring model, so its 37/100 sits on the same scale as every other ZIP in Washoe County, Nevada and the nation. 89523 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 89523 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. The point of the 89523 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 89523
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 89523 distress snapshot
The live 89523 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Washoe County ZIPs near 89523
Nearest ZIP codes to 89523
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Washoe County, Nevada
Further distress data across Washoe County, Nevada at ZIP, county and state level.
Unlock parcel-level detail for ZIP 89523
Get every distressed property in 89523 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
No modelling: every input is a public record · methodology