ZIP 95616 Property Distress & Foreclosure Data

ZIP code 95616 in Yolo County, California carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). The latent-versus-live split is 55/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (95/100), structural risk (55/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 1.0% year on year, and 1% lower over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

Around 60% of renters are cost-burdened. The poverty rate is 30.2% — high, a tax-stress and distress correlate. At $74,758, median income runs near typical U.S. levels. About 51,863 people live here, median age 23. Around 75% of adults hold a bachelor's degree or higher. The typical home is worth about $895,600 (11.5× income, severely stretched). The ZIP holds roughly 20,176 housing units. 37% of housing is owner-occupied. The demographic-stress sub-score lands at 55/100. The vacancy rate is 8.0%.

Net-net, 95616 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.