ZIP 95616 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95616 (Yolo County, California) lands at 15/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (92/100)). On the structural side it scores 32/100, with 1/100 of stress already active. Its heaviest discrete signals: structural risk (32/100), institutional ownership (6/100), mortgage stress (3/100). institutional ownership (6/100) and mortgage stress (3/100) stay muted.

The market reads contraction — home values fell 0.5% year on year, and 1% lower over three years, at 12/100 phase confidence. A cooling market tends to open discount-to-value windows.

Around 60% of renters are cost-burdened. 30.2% of residents fall below the poverty threshold. At $74,758, median income runs near typical U.S. levels. About 51,863 people live here, median age 23. Around 75% of adults hold a bachelor's degree or higher. A median home runs $895,600 here, or 11.5 times local income. There are about 20,176 housing units across 95616. The tenure split is 37% owner-occupied to 63% rented. The demographic-stress sub-score lands at 55/100. Vacancy runs 8.0%.

On the whole, 95616 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 95616 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 95616 stays directly comparable to neighboring ZIPs and the rest of Yolo County, California. Where the public record is thin for 95616, the field stays empty rather than modeled, and fills in as new documents post.

The 15/100 figure for 95616 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 95616 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.