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ZIP 95971 Foreclosure, Tax-Lien & Distress Report

Plumas County, California · High Vacancy market

ZIP code 95971 in Plumas County, California carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (83/100). Structurally it carries 45/100, against 5/100 of stress already in motion. Leading the profile are construction/permit lag (67/100), structural risk (45/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (15/100) stay muted.

The contraction-phase market in 95971 posted values that held roughly flat over the year, and 0% higher over three years, at 17/100 phase confidence. A cooling market tends to open discount-to-value windows.

Households earn a median $83,571 — near the roughly $78,000 national figure. Roughly 11.5% live below the poverty line. A median home runs $327,100 here, or 3.7 times local income. The vacancy rate is 20.8% — elevated. Population is roughly 6,288 with a median age of 50. Around 20% of adults hold a bachelor's degree or higher. There are about 2,900 housing units across 95971. The demographic-stress sub-score lands at 30/100. Rent burden reaches 17% of tenant households. The tenure split is 66% owner-occupied to 34% rented.

Taken together, 95971 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 95971 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 95971 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Plumas County, California and the nation. Nothing here is interpolated — where a source is thin for 95971, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

95971's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 95971 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

21/100
Composite stress
45/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 95971

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk83
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 95971 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 95971, the same set carried on every parcel.

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See every distressed parcel in 95971

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Deterministic scoring, sourced entirely from public data · methodology

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