ZIP 95971 Property Distress & Foreclosure Data

Plumas County, California's ZIP 95971 registers 18/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (83/100)). The latent-versus-live split is 38/100 structural and 5/100 already moving. The most distinctive pressure shows up in structural risk (38/100), construction/permit lag (37/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (15/100).

The peak-phase market in 95971 posted values that rose 1.5% over the year, and 0% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $83,571, near the U.S. median near $78,000. 11.5% of residents fall below the poverty threshold. Home values center near $327,100, an affordability ratio of 3.7× — accessible. The vacancy rate is 20.8% — elevated. Population is roughly 6,288 with a median age of 50. Educational attainment sits at 20% bachelor's-or-above. The ZIP holds roughly 2,900 housing units. DLRadar's demographic-stress index for the area reads 30/100. Around 17% of renters are cost-burdened. Owners hold 66% of homes, renters 34%.

On the whole, 95971 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.