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ZIP 96020 Foreclosure, Tax-Lien & Distress Report

Plumas County, California · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 96020 in Plumas County, California comes in at 21, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (45/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (15/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (83/100)). The latent-versus-live split is 45/100 structural and 5/100 already moving.

The market reads contraction — home values held roughly flat year on year, at 17/100 phase confidence. A cooling market tends to open discount-to-value windows.

Educational attainment sits at 26% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 34/100. Rent burden reaches 59% of tenant households. The typical home is worth about $350,200 (3.4× income, relatively affordable). The poverty rate is 5.0% — low. 2,404 residents call 96020 home, typically aged 59. At $82,123, median income runs near typical U.S. levels. The vacancy rate is 45.6% — elevated. 83% of housing is owner-occupied. There are about 1,983 housing units across 96020.

Net-net, 96020 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 96020 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 96020 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 96020 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

96020's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 96020 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

21/100
Composite stress
45/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 96020

Foreclosure activity0
Mortgage stress15
Climate / FEMA risk83
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 96020 distress snapshot

Current distress, phase, housing and lender-pressure figures for 96020, drawn from the same report attached to each property.

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Other Plumas County ZIP codes

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The complete 96020 distress and acquisition report

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Each signal above is traceable to an open dataset · methodology

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