ZIP 96020 Property Distress & Foreclosure Data

ZIP code 96020 in Plumas County, California carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (38/100), construction/permit lag (37/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (15/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (83/100). On the structural side it scores 38/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 26% have a four-year degree. On demographic stress specifically, 96020 scores 34/100. Around 59% of renters are cost-burdened. A median home runs $350,200 here, or 3.4 times local income. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. 2,404 residents call 96020 home, typically aged 59. Households earn a median $82,123 — near the roughly $78,000 national figure. The vacancy rate is 45.6% — elevated. The tenure split is 83% owner-occupied to 17% rented. The ZIP holds roughly 1,983 housing units.

Taken together, 96020 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.