ZIP 96137 Foreclosure, Tax-Lien & Distress Report

Lassen County, California's ZIP 96137 registers 20/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (76/100)). Its standout signals are construction/permit lag (76/100), structural risk (44/100), mortgage stress (11/100). On the quiet end sit mortgage stress (11/100) and institutional ownership (11/100). The split runs 44/100 structural to 3/100 active on the ground.

The market reads peak — home values held roughly flat year on year, and 15% higher over three years (phase confidence 13/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 77% of homes, renters 23%. Home values center near $414,900, an affordability ratio of 6.3×. 15.1% of residents fall below the poverty threshold. Around 42% of renters are cost-burdened. There are about 3,941 housing units across 96137. About 26% have a four-year degree. About 2,717 people live here, median age 57. DLRadar's demographic-stress index for the area reads 45/100. Vacancy runs 67.9%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $63,480 — below the roughly $78,000 national figure.

Net-net, 96137 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 96137 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 96137 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Lassen County, California and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 96137 shows blanks, not estimates, wherever the record is sparse.

96137's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 96137 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.