ZIP 96109 Foreclosure, Tax-Lien & Distress Report
Lassen County, California · High Vacancy market
ZIP 96109's composite property-distress score is 21/100 - DLRadar classes that as low for Lassen County, California. Environmental exposure also runs high (climate & FEMA risk (71/100)). Latent structural risk is 48/100 while live distress already moving reads 2/100. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (48/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (6/100).
Prices here sit in a peak phase: values held roughly flat over the trailing year, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $50,556, below the U.S. median near $78,000. The demographic-stress sub-score lands at 33/100. Roughly 30.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 92% owner-occupied to 8% rented. The vacancy rate is 30.1% — elevated. About 16% have a four-year degree. The ZIP holds roughly 641 housing units. A median home runs $259,900 here, or 4.6 times local income. Rent burden reaches 0% of tenant households. About 1,182 people live here, median age 42.
Net-net, 96109 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 96109 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 96109 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in Lassen County, California and the nation. Where the record is thin for 96109, the field stays empty rather than modeled, and fills in as new documents post.
The 21/100 for 96109 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 96109 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 96109’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 96109 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Lassen County
Nearest ZIP codes to 96109
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Lassen County, California at ZIP, county and state level.
See every distressed parcel in 96109
See who owns each distressed property in 96109, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology