ZIP 96130 Foreclosure, Tax-Lien & Distress Report

Lassen County, California's ZIP 96130 registers 21/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (94/100), structural risk (46/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (6/100). The split runs 46/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (71/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 5% higher over three years (phase confidence 12/100). Topping markets hide individual distress behind strong averages.

At $71,125, median income runs near typical U.S. levels. Rent burden reaches 28% of tenant households. Population is roughly 20,892 with a median age of 36. Educational attainment sits at 12% bachelor's-or-above. 13.2% of residents fall below the poverty threshold. On demographic stress specifically, 96130 scores 33/100. The typical home is worth about $256,000 (3.6× income, relatively affordable). There are about 7,326 housing units across 96130. Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. 65% of housing is owner-occupied.

Taken together, 96130 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 96130 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 96130 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Lassen County, California and the nation. The score is rebuilt from public data as it updates, so 96130 reflects the current record instead of a stale or modeled snapshot.

The 21/100 figure for 96130 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 96130 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.