ZIP 96128 Foreclosure, Tax-Lien & Distress Report

Lassen County, California's ZIP 96128 registers 21/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (71/100). Its standout signals are construction/permit lag (94/100), structural risk (46/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (6/100) stay muted. On the structural side it scores 46/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 642 people live here, median age 38. Households earn a median $89,340 — above the roughly $78,000 national figure. The tenure split is 96% owner-occupied to 4% rented. The ZIP holds roughly 249 housing units. Home values center near $394,000, an affordability ratio of 4.4×. Vacancy runs 3.0%. DLRadar's demographic-stress index for the area reads 23/100. 2.5% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. Educational attainment sits at 16% bachelor's-or-above.

Net-net, 96128 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 96128 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 96128 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Lassen County, California and the nation. Where the public record is thin for 96128, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 for 96128 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 96128 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.