ZIP 95639 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 95639 (Sacramento County, California) at a low 26/100 for overall property distress. Structural exposure scores 58 and live distress 0 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (83/100). The pressure is most legible in structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100).

The market reads contraction — home values held roughly flat year on year, at 12/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Population is roughly 286 with a median age of 22. Vacancy runs 0.0%. Roughly 14.7% live below the poverty line. Educational attainment sits at 8% bachelor's-or-above. Owners hold 93% of homes, renters 7%. Around 0% of renters are cost-burdened. There are about 75 housing units across 95639. On demographic stress specifically, 95639 scores 22/100.

Net-net, 95639 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 95639 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 95639 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95639 can be compared directly against any other ZIP in Sacramento County, California or nationwide. 95639 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 95639 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 95639 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.