ZIP 95822 Property Distress & Foreclosure Data

Sacramento County, California's ZIP 95822 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (77/100). The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Structural exposure scores 57 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 4% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 4.5%. A median home runs $466,000 here, or 5.4 times local income. Roughly 11.7% live below the poverty line. Households earn a median $80,835 — near the roughly $78,000 national figure. The tenure split is 63% owner-occupied to 37% rented. About 28% have a four-year degree. 46,269 residents call 95822 home, typically aged 38. There are about 17,407 housing units across 95822. On demographic stress specifically, 95822 scores 37/100. Rent burden reaches 41% of tenant households.

Overall, 95822 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.