ZIP 95822 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95822 (Sacramento County, California) returns a low composite of 26/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (83/100). The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). On the structural side it scores 58/100, with 2/100 of stress already active.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 4% higher over three years (phase confidence 12/100). Falling values surface more motivated sellers and below-market exits.

The vacancy rate is 4.5%. Home values center near $466,000, an affordability ratio of 5.4×. 11.7% of residents fall below the poverty threshold. Households earn a median $80,835 — near the roughly $78,000 national figure. The tenure split is 63% owner-occupied to 37% rented. About 28% have a four-year degree. Population is roughly 46,269 with a median age of 38. The ZIP holds roughly 17,407 housing units. DLRadar's demographic-stress index for the area reads 37/100. Rent burden reaches 41% of tenant households.

Taken together, 95822 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 95822 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 95822 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 95822 stays directly comparable to neighboring ZIPs and the rest of Sacramento County, California. Where the public record is thin for 95822, the field stays empty rather than modeled, and fills in as new documents post.

The 26/100 for 95822 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 95822 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.