ZIP 95816 Property Distress & Foreclosure Data

DLRadar grades ZIP 95816 (Sacramento County, California) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. On the structural side it scores 57/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (77/100).

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 6% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $90,521 — above the roughly $78,000 national figure. Roughly 9.4% live below the poverty line. Around 32% of renters are cost-burdened. The tenure split is 30% owner-occupied to 70% rented. The ZIP holds roughly 11,694 housing units. On demographic stress specifically, 95816 scores 44/100. A median home runs $839,700 here, or 8.7 times local income. The vacancy rate is 4.0%. About 65% have a four-year degree. 19,079 residents call 95816 home, typically aged 36.

Overall, 95816 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.