ZIP 95828 Foreclosure, Tax-Lien & Distress Report
Sacramento County, California · Cooling Market market
Composite property distress in 95828 (Sacramento County, California) lands at 26/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100). Leading the profile are structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Latent structural risk is 58/100 while live distress already moving reads 2/100.
Prices here sit in a contraction phase: values held roughly flat over the trailing year, and 2% higher over three years, at 12/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
About 60,532 people live here, median age 36. The typical home is worth about $409,700 (4.9× income). The vacancy rate is 3.2%. 65% of housing is owner-occupied. There are about 18,462 housing units across 95828. Around 46% of renters are cost-burdened. Households earn a median $77,524 — near the roughly $78,000 national figure. 15.1% of residents fall below the poverty threshold. On demographic stress specifically, 95828 scores 38/100. Educational attainment sits at 17% bachelor's-or-above.
Taken together, 95828 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 95828 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 95828's 26/100 can be lined up against any neighbor in Sacramento County, California or any ZIP coast to coast. Sparse data for 95828 shows as blanks, never estimates, and the score updates on every fresh public filing.
95828's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 95828 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 95828
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 95828 distress snapshot
Current distress, phase, housing and lender-pressure figures for 95828, drawn from the same report attached to each property.
Adjacent Sacramento County ZIP reports
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Deterministic scoring, sourced entirely from public data · methodology