ZIP 95828 Property Distress & Foreclosure Data

ZIP code 95828 in Sacramento County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (77/100). What sets it apart are the readings on structural risk (57/100), construction/permit lag (53/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Structural risk reads 57/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 1.0% over the trailing year, and 2% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

60,532 residents call 95828 home, typically aged 36. A median home runs $409,700 here, or 4.9 times local income. Vacancy runs 3.2%. The tenure split is 65% owner-occupied to 35% rented. There are about 18,462 housing units across 95828. Rent burden reaches 46% of tenant households. Households earn a median $77,524 — near the roughly $78,000 national figure. Roughly 15.1% live below the poverty line. On demographic stress specifically, 95828 scores 38/100. About 17% have a four-year degree.

Overall, 95828 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.