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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 95835 Foreclosure, Tax-Lien & Distress Report

Sacramento County, California · Cooling Market market

Sacramento County, California's ZIP 95835 registers 26/100 composite distress, which DLRadar reads as low. Latent structural risk is 58/100 while live distress already moving reads 2/100. Its heaviest discrete signals: structural risk (58/100), construction/permit lag (48/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (83/100).

The contraction-phase market in 95835 posted values that held roughly flat over the year, and 5% lower over three years, at 12/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The tenure split is 69% owner-occupied to 31% rented. Around 41% of renters are cost-burdened. Vacancy runs 4.5%. The ZIP holds roughly 15,908 housing units. Home values center near $607,200, an affordability ratio of 5.1×. Median household income is $114,413, above the U.S. median near $78,000. 41,678 residents call 95835 home, typically aged 39. The demographic-stress sub-score lands at 32/100. 5.0% of residents fall below the poverty threshold. Around 51% of adults hold a bachelor's degree or higher.

Net-net, 95835 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 95835's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 95835 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

95835's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 95835 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
58/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 95835

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk98
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 95835 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Deterministic scoring, sourced entirely from public data · methodology

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