Sacramento County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Sacramento County, California? DLRadar grades every Sacramento County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Sacramento County breakdown.
- Sacramento County's most distressed ZIP is 94571 at 26/100.
- 58 ZIP codes tracked in Sacramento County, averaging 26/100 distress.
- Sacramento County reads contraction — home values down 0.5% year over year, 0.6% off peak.
- Vacancy runs 4.5% across Sacramento County's tracked ZIPs, with a 12.4% poverty rate.
- The typical Sacramento County home is worth about $572,093 against a ~$92,145 median income.
- Lending headwind in Sacramento County sits at 52/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 94571 | 26/100 |
| 2 | 95608 | 26/100 |
| 3 | 95610 | 26/100 |
| 4 | 95615 | 26/100 |
| 5 | 95621 | 26/100 |
| 6 | 95624 | 26/100 |
| 7 | 95628 | 26/100 |
| 8 | 95630 | 26/100 |
| 9 | 95638 | 26/100 |
| 10 | 95639 | 26/100 |
| 11 | 95652 | 26/100 |
| 12 | 95655 | 26/100 |
Most distressed ZIP codes in Sacramento County (composite distress 0-100, 2026)
What is driving Sacramento County distress
The Sacramento County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 26/100 ZIP average. No proprietary or modelled inputs enter the score.
Sacramento County market phase and pricing
The cycle in Sacramento County is contraction, with values down 0.5% year over year and 0.6% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Sacramento County
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Common questions
Which Sacramento County ZIP scores worst for distress?
ZIP 94571 leads Sacramento County at 26/100, recomputed monthly from public records.
Where is Sacramento County in the housing cycle?
Sacramento County currently sits in contraction, with values down 0.5% year on year, based on FHFA price-index trajectory.
What is this Sacramento County analysis built from?
The inputs are all public: FHFA for the contraction path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 58 ZIP codes in Sacramento County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Sacramento County ZIP codes?
A single county score papers over real variation. Across the Sacramento County ZIPs DLRadar ranks, scores run from 26/100 in 94571 down to 26/100 in 95655, against a Sacramento County average of 26/100. The 0-point range is the argument for ZIP-level search across Sacramento County.
What do Sacramento County home values and vacancy say about distressed supply?
The typical Sacramento County home carries about $572,093 of value against a median household income near $92,145. Vacancy across Sacramento County's tracked ZIPs runs 4.5% and the poverty rate is 12.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Sacramento County's foreclosure and tax-lien filings and its 52/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.