ZIP 93461 Property Distress & Foreclosure Data

In San Luis Obispo County, California, ZIP 93461 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (96/100). On the structural side it scores 62/100, with 4/100 of stress already active. Its standout signals are construction/permit lag (68/100), structural risk (62/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (15/100) stay muted.

Prices here sit in a neutral phase: values rose 4.2% over the trailing year, and 1% higher over three years (phase confidence 37/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $88,774 — above the roughly $78,000 national figure. On demographic stress specifically, 93461 scores 38/100. The ZIP holds roughly 509 housing units. About 10% have a four-year degree. Around 62% of renters are cost-burdened. 1,353 residents call 93461 home, typically aged 37. Roughly 2.7% live below the poverty line, a low share typical of higher-equity areas. A median home runs $467,000 here, or 5.1 times local income. The tenure split is 83% owner-occupied to 17% rented. The vacancy rate is 8.8%.

Overall, 93461 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.