ZIP 93461 Foreclosure, Tax-Lien & Distress Report
San Luis Obispo County, California · Distress market
ZIP 93461's composite property-distress score is 25/100 - DLRadar classes that as low for San Luis Obispo County, California. Environmental exposure also runs high (climate & FEMA risk (96/100)). Structurally it carries 54/100, against 4/100 of stress already in motion. Leading the profile are structural risk (54/100), construction/permit lag (40/100), institutional ownership (29/100). institutional ownership (29/100) and mortgage stress (15/100) stay muted.
The market reads neutral — home values rose 3.3% year on year, and 1% higher over three years (phase confidence 26/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Median household income is $88,774, above the U.S. median near $78,000. The demographic-stress sub-score lands at 38/100. The ZIP holds roughly 509 housing units. Around 10% of adults hold a bachelor's degree or higher. Rent burden reaches 62% of tenant households. Population is roughly 1,353 with a median age of 37. 2.7% of residents fall below the poverty threshold. The typical home is worth about $467,000 (5.1× income). Owners hold 83% of homes, renters 17%. The vacancy rate is 8.8%.
On balance 93461 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 93461 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 93461's 25/100 can be lined up against any neighbor in San Luis Obispo County, California or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 93461 shows blanks, not estimates, wherever the record is sparse.
The 25/100 figure for 93461 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 93461 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 93461
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 93461 distress snapshot
The live 93461 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in San Luis Obispo County
Nearest ZIP codes to 93461
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring California distress
Other reports tied to San Luis Obispo County, California — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 93461
Every distressed parcel in 93461 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology