ZIP 93402 Property Distress & Foreclosure Data

In San Luis Obispo County, California, ZIP 93402 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 62 and live distress 4 on the 0–100 scale. Its standout signals are construction/permit lag (75/100), structural risk (62/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (14/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100).

The market reads neutral — home values rose 4.5% year on year, and 11% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 15,085 people live here, median age 47. Vacancy runs 5.4%. The poverty rate is 8.4%. Around 50% of adults hold a bachelor's degree or higher. The typical home is worth about $806,800 (7.0× income, severely stretched). At $103,839, median income runs above typical U.S. levels. 70% of housing is owner-occupied. The demographic-stress sub-score lands at 37/100. There are about 6,380 housing units across 93402. Rent burden reaches 38% of tenant households.

Net-net, 93402 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.