ZIP 93402 Foreclosure, Tax-Lien & Distress Report
San Luis Obispo County, California · High Value market
ZIP 93402's composite property-distress score is 24/100 - DLRadar classes that as low for San Luis Obispo County, California. Structural risk reads 51/100 against active distress of 4/100. Its heaviest discrete signals: structural risk (51/100), construction/permit lag (35/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (14/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (96/100).
Prices here sit in a neutral phase: values rose 3.7% over the trailing year, and 11% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Population is roughly 15,085 with a median age of 47. The vacancy rate is 5.4%. 8.4% of residents fall below the poverty threshold. Around 50% of adults hold a bachelor's degree or higher. A median home runs $806,800 here, or 7.0 times local income. Median household income is $103,839, above the U.S. median near $78,000. The tenure split is 70% owner-occupied to 30% rented. The demographic-stress sub-score lands at 37/100. The ZIP holds roughly 6,380 housing units. Around 38% of renters are cost-burdened.
Broadly, 93402 is a steadier market — the deals are the exceptions, not the rule. While 93402 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 93402's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 93402 reflects the current record instead of a stale or modeled snapshot.
Each component behind 93402 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Treat 93402 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 93402
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 93402 distress snapshot
The live 93402 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across San Luis Obispo County, California
Other reports tied to San Luis Obispo County, California — ZIP, county and statewide.
Open the complete 93402 acquisition file
Every distressed parcel in 93402 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology