ZIP 93442 Property Distress & Foreclosure Data

ZIP code 93442 in San Luis Obispo County, California carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 62 and live distress 4 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (96/100)). What sets it apart are the readings on construction/permit lag (75/100), structural risk (62/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (14/100).

The neutral-phase market in 93442 posted values that rose 4.5% over the year, and 13% higher over three years, at 40/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 11,336 with a median age of 53. Home values center near $918,700, an affordability ratio of 9.4× — stretched. 10.2% of residents fall below the poverty threshold. There are about 6,924 housing units across 93442. Educational attainment sits at 45% bachelor's-or-above. Vacancy runs 20.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 40% of tenant households. Median household income is $92,163, above the U.S. median near $78,000. Owners hold 61% of homes, renters 39%. DLRadar's demographic-stress index for the area reads 48/100.

On the whole, 93442 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.