ZIP 93442 Foreclosure, Tax-Lien & Distress Report
San Luis Obispo County, California · High Vacancy market
ZIP code 93442 in San Luis Obispo County, California carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 51/100 against active distress of 4/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100). The most distinctive pressure shows up in structural risk (51/100), construction/permit lag (35/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (14/100) register low.
The neutral-phase market in 93442 posted values that rose 3.7% over the year, and 13% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 11,336 people live here, median age 53. The typical home is worth about $918,700 (9.4× income, severely stretched). 10.2% of residents fall below the poverty threshold. There are about 6,924 housing units across 93442. Educational attainment sits at 45% bachelor's-or-above. Vacancy runs 20.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 40% of tenant households. Households earn a median $92,163 — above the roughly $78,000 national figure. Owners hold 61% of homes, renters 39%. DLRadar's demographic-stress index for the area reads 48/100.
Taken together, 93442 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 93442 at the moment; the composite and its components are still built from verifiable records.
Whether 93442 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 93442 can be compared directly against any other ZIP in San Luis Obispo County, California or nationwide. 93442 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 93442 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For a buyer, 93442 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 93442’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
93442 at a glance
Current distress, phase, housing and lender-pressure figures for 93442, drawn from the same report attached to each property.
Adjacent San Luis Obispo County ZIP reports
Nearest ZIP codes to 93442
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across San Luis Obispo County, California
Further distress data across San Luis Obispo County, California at ZIP, county and state level.
The complete 93442 distress and acquisition report
Open 93442 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
No modelling: every input is a public record · methodology