ZIP 93445 Property Distress & Foreclosure Data

Composite property distress in 93445 (San Luis Obispo County, California) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (62/100), institutional ownership (33/100). On the quiet end sit institutional ownership (33/100) and mortgage stress (14/100). The latent-versus-live split is 62/100 structural and 4/100 already moving. Environmental exposure also runs high (climate & FEMA risk (96/100)).

The neutral-phase market in 93445 posted values that rose 4.5% over the year, and 1% higher over three years (phase confidence 40/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $75,012, near the U.S. median near $78,000. Home values center near $573,800, an affordability ratio of 7.2× — stretched. Around 43% of renters are cost-burdened. The vacancy rate is 11.3% — elevated. DLRadar's demographic-stress index for the area reads 45/100. Owners hold 61% of homes, renters 39%. Educational attainment sits at 18% bachelor's-or-above. Population is roughly 6,812 with a median age of 46. 17.1% of residents fall below the poverty threshold. The ZIP holds roughly 3,226 housing units.

On balance 93445 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.