ZIP 93465 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 93465 in San Luis Obispo County, California comes in at 25, a low composite-distress reading. The pressure is most legible in structural risk (53/100), construction/permit lag (44/100), institutional ownership (27/100). institutional ownership (27/100) and mortgage stress (14/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (96/100)). On the structural side it scores 53/100, with 4/100 of stress already active.

Prices here sit in a neutral phase: values rose 3.7% over the trailing year, and 21% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 4,365 housing units. Rent burden reaches 52% of tenant households. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. About 47% have a four-year degree. The demographic-stress sub-score lands at 39/100. 77% of housing is owner-occupied. Home values center near $870,100, an affordability ratio of 7.2× — stretched. The vacancy rate is 6.5%. At $120,843, median income runs above typical U.S. levels. About 10,248 people live here, median age 47.

On balance 93465 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 93465 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 93465's 25/100 can be lined up against any neighbor in San Luis Obispo County, California or any ZIP coast to coast. 93465 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 93465's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 93465 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.