ZIP 93465 Foreclosure, Tax-Lien & Distress Report
San Luis Obispo County, California · High Value market
On DLRadar's 0-100 distress scale, ZIP 93465 in San Luis Obispo County, California comes in at 24, a low composite-distress reading. The pressure is most legible in structural risk (51/100), construction/permit lag (35/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (14/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (96/100)). On the structural side it scores 51/100, with 4/100 of stress already active.
Prices here sit in a neutral phase: values rose 3.7% over the trailing year, and 21% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The ZIP holds roughly 4,365 housing units. Rent burden reaches 52% of tenant households. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. About 47% have a four-year degree. The demographic-stress sub-score lands at 39/100. 77% of housing is owner-occupied. Home values center near $870,100, an affordability ratio of 7.2× — stretched. The vacancy rate is 6.5%. At $120,843, median income runs above typical U.S. levels. About 10,248 people live here, median age 47.
Broadly, 93465 is a steadier market — the deals are the exceptions, not the rule. 93465 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 93465's 24/100 can be lined up against any neighbor in San Luis Obispo County, California or any ZIP coast to coast. 93465 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 93465's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 93465 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 93465’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 93465 by the numbers
93465 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Neighbouring ZIPs in San Luis Obispo County
Nearest ZIP codes to 93465
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for San Luis Obispo County, California.
The complete 93465 distress and acquisition report
Every distressed parcel in 93465 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology