ZIP 93401 Foreclosure, Tax-Lien & Distress Report
San Luis Obispo County, California · High Value market
Scored on a fixed 0-100 scale, 93401 (San Luis Obispo County, California) returns a low composite of 24/100. Climate and flood risk are elevated too — climate & FEMA risk (96/100). Latent structural risk is 51/100 while live distress already moving reads 4/100. The sharpest non-environmental signals are structural risk (51/100), construction/permit lag (35/100), institutional ownership (28/100). institutional ownership (28/100) and mortgage stress (14/100) stay muted.
The market reads neutral — home values rose 3.7% year on year, and 19% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The typical home is worth about $973,000 (9.9× income, severely stretched). The vacancy rate is 6.3%. Households earn a median $95,386 — above the roughly $78,000 national figure. There are about 14,459 housing units across 93401. Educational attainment sits at 57% bachelor's-or-above. Owners hold 47% of homes, renters 53%. Roughly 14.9% live below the poverty line. The demographic-stress sub-score lands at 50/100. Around 49% of renters are cost-burdened. About 29,995 people live here, median age 36.
Broadly, 93401 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 93401 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 93401 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 93401 can be compared directly against any other ZIP in San Luis Obispo County, California or nationwide. 93401 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 24/100 for 93401 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 93401 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 93401’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 93401 Stress Report snapshot
A live read on 93401: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in San Luis Obispo County
Nearest ZIP codes to 93401
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across San Luis Obispo County, California
Related ZIP, county and statewide reads linked to San Luis Obispo County, California.
Open the complete 93401 acquisition file
Pull every distressed parcel in 93401 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology