ZIP 93449 Foreclosure, Tax-Lien & Distress Report
San Luis Obispo County, California · High Vacancy market
DLRadar grades ZIP 93449 (San Luis Obispo County, California) at a low 25/100 for overall property distress. What sets it apart are the readings on structural risk (53/100), construction/permit lag (44/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (14/100). Structurally it carries 53/100, against 4/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (96/100)).
The neutral-phase market in 93449 posted values that rose 3.7% over the year, and 22% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
At $112,913, median income runs above typical U.S. levels. Educational attainment sits at 50% bachelor's-or-above. Rent burden reaches 38% of tenant households. 8,024 residents call 93449 home, typically aged 56. The demographic-stress sub-score lands at 45/100. Home values center near $1,021,300, an affordability ratio of 8.8× — stretched. Roughly 8.1% live below the poverty line. There are about 6,147 housing units across 93449. 67% of housing is owner-occupied. Vacancy runs 32.1%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 93449 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 93449 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 93449's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 93449, the field stays empty rather than modeled, and fills in as new documents post.
The 25/100 figure for 93449 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 93449 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 93449’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 93449 by the numbers
The live 93449 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent San Luis Obispo County ZIP reports
Related reports across San Luis Obispo County, California
Further distress data across San Luis Obispo County, California at ZIP, county and state level.
Unlock parcel-level detail for ZIP 93449
The full 93449 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology