ZIP 93420 Foreclosure, Tax-Lien & Distress Report

ZIP 93420's composite property-distress score is 25/100 - DLRadar classes that as low for San Luis Obispo County, California. Climate and flood risk are elevated too — climate & FEMA risk (96/100). Property-level stress concentrates in structural risk (53/100), construction/permit lag (44/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (14/100) register low. Structural risk reads 53/100 against active distress of 4/100.

Prices here sit in a neutral phase: values rose 3.7% over the trailing year, and 15% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $917,900 (8.2× income, severely stretched). DLRadar's demographic-stress index for the area reads 42/100. Population is roughly 32,016 with a median age of 45. Vacancy runs 8.5%. 66% of housing is owner-occupied. Rent burden reaches 36% of tenant households. Educational attainment sits at 44% bachelor's-or-above. The ZIP holds roughly 13,618 housing units. Households earn a median $106,718 — above the roughly $78,000 national figure. The poverty rate is 7.5%.

On balance 93420 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 93420 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 93420's 25/100 can be lined up against any neighbor in San Luis Obispo County, California or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 93420 reflects the current record instead of a stale or modeled snapshot.

93420's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 93420 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.