ZIP 93420 Property Distress & Foreclosure Data

In San Luis Obispo County, California, ZIP 93420 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (96/100). Its standout signals are construction/permit lag (75/100), structural risk (62/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (14/100) register low. Structural exposure scores 62 and live distress 4 on the 0–100 scale.

The market reads neutral — home values rose 4.5% year on year, and 15% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $917,900 (8.2× income, severely stretched). The demographic-stress sub-score lands at 42/100. About 32,016 people live here, median age 45. Vacancy runs 8.5%. 66% of housing is owner-occupied. Rent burden reaches 36% of tenant households. Around 44% of adults hold a bachelor's degree or higher. There are about 13,618 housing units across 93420. At $106,718, median income runs above typical U.S. levels. The poverty rate is 7.5%.

Net-net, 93420 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.