ZIP 93428 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 93428 (San Luis Obispo County, California) returns a low composite of 25/100. On the structural side it scores 53/100, with 4/100 of stress already active. Leading the profile are structural risk (53/100), construction/permit lag (44/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (14/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100).

The market reads neutral — home values rose 3.7% year on year, and 8% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 30.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $932,500 here, or 9.8 times local income. The poverty rate is 9.7%. About 44% have a four-year degree. Owners hold 78% of homes, renters 22%. The demographic-stress sub-score lands at 51/100. About 6,269 people live here, median age 61. Households earn a median $89,225 — above the roughly $78,000 national figure. There are about 4,185 housing units across 93428. Rent burden reaches 59% of tenant households.

Taken together, 93428 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 93428 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 93428 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 93428 stays directly comparable to neighboring ZIPs and the rest of San Luis Obispo County, California. Sparse data for 93428 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 93428's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 93428 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.