ZIP 93434 Foreclosure, Tax-Lien & Distress Report
Santa Barbara County, California · High Poverty market
DLRadar grades ZIP 93434 (Santa Barbara County, California) at a low 26/100 for overall property distress. Leading the profile are structural risk (56/100), institutional ownership (42/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (91/100)). The latent-versus-live split is 56/100 structural and 5/100 already moving.
Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 15% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 2,225 housing units across 93434. Roughly 28.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $498,800 here, or 6.4 times local income. The vacancy rate is 6.2%. Around 12% of adults hold a bachelor's degree or higher. 57% of housing is owner-occupied. Around 57% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 49/100. Households earn a median $71,351 — near the roughly $78,000 national figure. Population is roughly 8,451 with a median age of 28.
Taken together, 93434 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 93434 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 93434's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 93434 shows blanks, not estimates, wherever the record is sparse.
The 26/100 for 93434 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 93434 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 93434 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 93434 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 93434, the same set carried on every parcel.
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More distress data near 93434
Related ZIP, county and statewide reads linked to Santa Barbara County, California.
See every distressed parcel in 93434
The full 93434 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology