ZIP 93463 Property Distress & Foreclosure Data

Composite property distress in 93463 (Santa Barbara County, California) lands at 32/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100)). The latent-versus-live split is 72/100 structural and 5/100 already moving. The sharpest non-environmental signals are structural risk (72/100), construction/permit lag (53/100), institutional ownership (48/100). On the quiet end sit mortgage stress (18/100).

The peak-phase market in 93463 posted values that rose 2.9% over the year, 1.7% off the recent peak, and 10% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 3,860 housing units. 7.5% of residents fall below the poverty threshold. The vacancy rate is 8.1%. Educational attainment sits at 44% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 41/100. Home values center near $1,114,500, an affordability ratio of 8.0× — stretched. Median household income is $130,123, above the U.S. median near $78,000. Owners hold 63% of homes, renters 37%. Around 35% of renters are cost-burdened. Population is roughly 8,099 with a median age of 54.

On balance 93463 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.